Disclosures

Who operates this website

CanadaGFI.ca is an independent informational and business platform serving Canadians interested in insurance, wealth strategies and financial planning. It is operated by independent Canadian agents and is not the official corporate website of Global Financial Impact or any GFI corporate entity.

References to Global Financial Impact describe an independent contractor relationship only. No statement on this site should be read as an official communication from, or on behalf of, those corporate entities.

Educational information versus advice

The content on this site is educational and general in nature. It does not take your objectives, financial situation or needs into account, and it is not personalized financial, insurance, investment, tax or legal advice.

A product recommendation can only be made after a suitability assessment by an appropriately licensed or registered professional, based on your own circumstances.

Products, licensing and eligibility

Financial products, insurance solutions and investment services are subject to eligibility, licensing, suitability requirements, applicable regulations and the terms of the applicable provider.

Life and health insurance in Canada is distributed by advisors holding a provincial licence. Securities activity requires separate registration. Availability differs by province and territory, and Quebec has a distinct regulatory regime.

Every insurance application is underwritten. Coverage may be declined, rated, postponed or limited. No approval is guaranteed.

No guaranteed outcomes

Nothing on this site guarantees investment performance, returns, income, wealth, retirement outcomes, tax savings, tax elimination, mortgage approval or insurance approval.

Where a product contains a contractual guarantee, that guarantee is limited to what the contract states and depends on the issuing insurer's ability to pay. Illustrated or projected values are assumptions, not promises.

Business opportunity disclosure

Information about becoming an independent advisor describes an independent contractor opportunity. Compensation varies with licensing, activity, client solutions and applicable agreements. No level of income is guaranteed and results are not typical or predictable.

Compensation

Independent advisors associated with this site may be compensated by commissions, service fees or other arrangements paid by product providers when a client places a solution. Any material arrangement will be disclosed to you before you proceed with a transaction.

Third-party links and trademarks

Links to government, regulator and industry websites are provided for verification. We do not control that content and are not responsible for it. Third-party names and logos are the property of their respective owners and their use does not imply endorsement.

Currency of information

Canadian tax, product and regulatory rules change. Content is reviewed periodically; the current review date is 2026-08-25. Verify time-sensitive facts against the primary source before acting.